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Deed of Reconveyance

A Deed of Reconveyance is a legal document that transfers the title of property from a lender back to the borrower once the loan is fully paid off.

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Service Description

A Deed of Reconveyance is a legal document that is used to transfer the title of a property from a trustee to the borrower. This document is typically used when a borrower has paid off their mortgage or trust deed, and the trustee is required to transfer the title of the property back to the borrower. This process is also known as reconveyance.

The Deed of Reconveyance is a legal document that must be executed properly in order to be valid. It typically includes the name of the borrower, the name of the trustee, and a legal description of the property that is being reconveyed. Additionally, the Deed of Reconveyance will often include details about the original loan agreement, such as the loan amount, interest rate, and payment terms.

One of the most important aspects of the Deed of Reconveyance is that it clears the title of any liens or encumbrances that were created as part of the original loan agreement. This means that once the Deed of Reconveyance has been executed, the borrower will have clear title to the property, and the trustee will no longer have any legal interest in the property.

It is important to note that the Deed of Reconveyance is not the same as a Release of Deed of Trust. While both documents may be used to transfer title after a mortgage has been paid off, a Release of Deed of Trust is typically used in states where a mortgage is used instead of a trust deed. The Release of Deed of Trust is similar to the Deed of Reconveyance in that it clears the title of any liens or encumbrances, but it is executed by the lender instead of the trustee.

In summary, a Deed of Reconveyance is a legal document that is used to transfer title from a trustee to a borrower after a trust deed or mortgage has been paid off. It is an important document that ensures the borrower has clear title to the property and eliminates any liens or encumbrances that were created as part of the original loan agreement. As with any legal document, it is important to ensure that the Deed of Reconveyance is executed properly to avoid any potential issues with the transfer of title.

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